Should I Buy Schwab US Dividend Equity ETF (SCHD)? Finance YouTuber Analysis

The YouTuber strongly recommends buying SCHD for long-term wealth building and income generation, citing its focus on dividend growth, low expense ratio (0.06%), and diversified holdings in stable sectors like consumer staples and healthcare. He provides detailed calculations showing how a $50,000 investment can grow significantly over 30 years, even with conservative growth estimates, and emphasizes the power of dividend reinvestment and compounding.

“We are diving back into the Schwab US Dividend Equity ETF, better known as ticker symbol SCHD, and I'm going to show you how a single $50,000 investment could potentially replace a full-time income.”

The YouTuber argues that SCHD, despite its recent dip, is a strong buy due to its consistent returns (nearly 13% annualized since inception), low expense ratio (0.06%), and portfolio of high-quality dividend-paying companies. He believes the current downturn, driven by high bond yields, is a temporary market mispricing and an opportunity to acquire a reliable wealth-building asset at a discount. He emphasizes its long-term growth potential and stability over short-term market trends.

“The market is handing you a gift right now SCD is down but it's not out and neither should you be.”

The YouTuber recommends SD for long-term investors seeking consistent growth, low fees, and stability. While its yield is lower, it's considered a reliable 'Workhorse' ETF for those playing the long game and not looking for quick riches.

“SD is best for long-term investors looking for growth with low risk and low fees”

The YouTuber recommends SCHD for dividend exposure, noting its respectable 24% return over the year and a 3.3% dividend yield. The fund recently rebalanced to include higher-yielding names and focuses on stable sectors.

“Don't forget the dividend stocks with the Schwab US dividend ETF, the ticker SCHD, which even though it's lagging tech, is posting a very respectable 24% return over the year on top of that 3.3% dividend yield.”

The speaker recommends SCHD as a core holding for long-term investors, highlighting its ability to balance growth-heavy portfolios due to its lower tech exposure and focus on consumer staples and healthcare. They note its unique combination of a higher yield than most high-yield ETFs and faster dividend growth than most dividend growth ETFs, making it a strong complement to S&P 500 index funds.

“SCHD is going to be there to balance it off because again consumer staples is now at the top followed then by healthcare then followed by energy which last year was the top sector focus there.”

The YouTuber highly recommends SCHD for its simplicity, consistent share price growth, and the fact that it pays qualified dividends, offering significant tax advantages. He notes its investment in 100 quality cash-flowing companies, making it a solid choice for long-term dividend investors.

“I love the shd for its Simplicity it's not using any complex option strategies just investing in the best dividend paying companies holding 100 stocks of quality cash flowing companies like broadcom ABY and Coca-Cola”

The YouTuber expresses continued positive sentiment for SCHD, noting its quality companies and consistent dividend, despite its yield not being exceptionally high. He considers it a great pick for investors seeking a stress-free yield, especially when compared to the FDVV which he views as misaligned with dividend investor goals.

“I still think the dividend fund is a great pick for those that want a stress-free yield.”

The YouTuber, while acknowledging SCHD's past performance and safety, argues against buying more due to concerns about stagnant profit and revenue growth (0% and 0.2% respectively) among its holdings. He also notes a high average payout ratio of 65% for the fund's stocks, which he believes limits dividend growth and sustainability, and points out that 17 stocks have yields under 2.5% and 56 have negative earnings growth.

“I still like the shd but I highlighted in this video why I'm not buying any more on the split”

The YouTuber likes SCHD for its consistent returns, low expense fees, and holdings in bellwether dividend-paying companies. However, he is not buying more shares despite the upcoming stock split because the dividend yield is not high enough to 'trip his trigger' for additional investment, and stock splits do not fundamentally change a company's value.

“Now Nation you know I love me some SCD and I've highlighted it as one of my favorite dividend ETFs on the channel... but I'm still not buying more right now.”

The YouTuber recommends SCHD for its higher return and cash yield from dependable dividend stocks like ABBV, Coca-Cola, and Cisco. They highlight its 11.3% annualized return, noting it's a fairly safe way to invest despite being riskier than a fully diversified portfolio.

“dividend stocks like the Schwab us dividend ETF ticker SCD can provide a higher return and cash yield the fund holds 103 of the most Dependable dividend stocks names you know like ABY Coca-Cola and Cisco Systems ... and an 11.3% annualized return it takes over just 6 years to double your money if you're reinvesting those dividends”

The YouTuber highlights SCHD as a favorite dividend stock ETF, noting its 3.3% dividend and strong price return over the past year. He believes dividend stocks like SCHD will do well as investors seek continued cash flow after giving up higher CD yields.

“dividend stock should also do well including one of my favorites the Schwab us dividend ETF ticker SCD with its 3.3% dividend and 19% price return over the past year”

The YouTuber suggests SCHD as a safe dividend investment, highlighting its higher 3.6% dividend yield compared to VIG and comparable total returns. It focuses on stable, mature companies, providing a reliable cash flow and reduced market volatility.

“Other funds like the Schwab us Dividend Fund ticker SCD provide a higher 3.6% dividend and a comparable Total return.”

The YouTuber recommends SCHD as a strong consideration due to its simplicity, holding quality cash-flowing companies, and consistent share price growth leading to an 8% total annual return. He highlights that it pays qualified dividends, offering significant tax advantages compared to other high-yield ETFs, and has a low expense ratio.

“This is one of the least expensive in our list so this one is pretty plain vanilla the oatmeal of the dividend ETF world it's not too exciting but it is good for you with the dividend cash flow and price return”

The YouTuber suggests SCHD for ultimate dividend diversification, noting its 3.5% dividend yield and 13% annualized return over the past five years. The fund holds shares of 100 high-dividend payers in the large-cap US market, including tech stocks, providing both growth and income.

“The Schwab fund has beaten other dividend funds on a regular basis and has produced a 133% annualized return over the past 5 years so there is that solid growth here as well.”

The YouTuber recommends SCHD for its 3.7% dividend yield and strong performance, having beaten other dividend funds with a 13% annualized return over five years. He highlights its holdings in 100 high-dividend payers within the large-cap US market, including tech stocks, providing both income and growth, and emphasizes the motivational aspect of dividends for long-term investing.

“The Schwab us dividend ETF ticker SCD with its 3.7% dividend the Schwab ETF holds shares in 100 of the highest dividend payers within that large cap US market and includes a lot of the fast growth Tech sector as well.”

The YouTuber indicates a preference for SCHD, a traditional dividend fund, over the new enhanced options income ETFs. He has been a 'big believer' in SCHD on the channel, suggesting it offers a more reliable and sound investment for dividend income compared to the potentially eroding principal and tax disadvantages of the daily put-selling funds.

“Given everything I've seen I still prefer those other income ETFs the JEPI and that more traditional dividend fund the SCHD better.”

The YouTuber holds SCHD, calling it his favorite dividend ETF and a core part of his portfolio. He praises its safety due to diversification across many stocks, solid yield, and strong price appreciation. He highlights its strategy of holding 100 of the highest dividend payers in the large-cap US market, including a significant allocation to the tech sector, which provides both growth and income.

“I've held that Schwab dividend ETF longer than any other stock on this list because it's a great overall dividend fund not only is as a fund it's safer than individual stocks it owns so many different it in stock so you don't have to worry about one stock ruining your portfolio but it still pays a solid yield as well and the price appreciation better than a lot of the individual stocks I own”

The YouTuber praises SCHD as a solid stock fund despite its lower dividend yield (3.8%) compared to others on the list. It holds 100 high-dividend payers in the large-cap U.S. market, including tech sectors, offering market-beating returns, lower volatility (beta of 0.81), and one of the lowest expense ratios at 0.06%.

“here ironically my favorite dividend ETF the Schwab U.S dividend Equity Fund ticker schd doesn't look that great compared to this list of funds the ETF only produces a 3.8 dividend yield”

The analyst recommends SCHD as a diversified ETF for dividend investing, holding the top 100 highest-paying dividend stocks in the large-cap US market. It offers a 3.4% dividend yield and includes tech stocks for growth, providing both income and potential appreciation.

“Our third stock in the thousand dollar dividend portfolio is going to be an ETF a fund spreading your money across hundreds of stocks for Less risk but to keep that dividend yield and for this I'm going with my favorite dividend fund the Schwab U.S Equity Dividend ETF ticker schd.”

The YouTuber recommends the Schwab Dividend Equity ETF (SCHD) as a long-term holding for dividends and returns. He notes that the fund invests in 100 high-dividend-paying large-cap US companies, including a significant portion of the tech sector, offering a strong 3.2% dividend yield and diversification.

“The Schwab ETF holds shares in a hundred of the highest dividend pairs within the large cap US market and includes a lot of that faster growing Tech sector as well Tech makes up 20 of the fund giving it a return plus a strong 3.2 dividend yield”

The YouTuber includes SCHD in his son's portfolio, calling it one of his favorite dividend funds due to its 3.3% yield and strong price return. He values it for providing constant cash flow and motivation for young investors.

“the Schwab us dividend ETF tierd is one of my favorite dividend funds with a 3.3% yield and a really strong price return”

The YouTuber identifies SCHD as the best overall ETF for a balanced portfolio, offering both income and growth. It holds 100 high-dividend payers in the large-cap US market, including faster-growing tech stocks (20% of the fund), resulting in a 3.4% dividend yield and a 13.1% annual return over the past five years, outperforming other dividend funds.

“the schwab u.s. dividend equity etf ticker schd was just right... I love it this fun just checks a lot of boxes not just for dividend investors and that 3.4 yield but it consistently produces a solid return.”

Hogue suggests the Schwab U.S. Dividend Equity ETF (SCHD) as a strong investment in a low economic growth scenario. He believes companies will have strong cash flows but may return capital through dividends and buybacks rather than reinvesting, boosting dividend stock prices. SCHD offers broad exposure to dividend stocks and a 2.9% yield.

“And here your best investment is going to be in something like a diversified dividend fund like the Schwab U.S. Dividend Equity ETF ticker SCHD which pays a 2.9 dividend yield and gives you broad exposure to dividend stocks.”

For existing holders, the YouTuber recommends holding SCHD. He explains that the recent reconstitution, while seemingly negative in the short term, is the fund's systematic process of adapting to market conditions by rebalancing towards higher-quality fundamentals. He highlights SCHD's strong long-term total returns with reinvested dividends, emphasizing that the fund's discipline positions it for future growth.

“But if you're already in SCHD and you're a little bit nervous about this reconstitution, well, the fund just did exactly what you're paying it to do. It sold the stocks that scored lower on quality and replaced them with ones that scored higher.”

The YouTuber advises against buying SCHD in the short term for new capital. He argues that the 10-year Treasury yield offers a higher, risk-free return (4.39%) compared to SCHD's current yield (3.5%). Given the current economic climate with persistent inflation and potential for interest rates to remain high, treasuries present a more favorable short-term play.

“So, for someone looking to deploy new capital today, the math doesn't favor SCHD over treasuries, at least not in the short term and that's just our current reality.”

Nolan recommends SCHD, a value ETF, expecting it to benefit from anticipated Fed rate cuts. He believes that as high-yield savings rates decline, wealthy individuals will shift capital to recession-proof value ETFs offering stable dividends, signaling a potential market cycle shift towards value.

“Instead of you getting a 3.5% in a high yield savings account, you're now going to get like a 1.5%. And if that's the case, a lot of very wealthy individuals who have a lot of money sitting there are going to move their money to the next safest asset where they're getting a 3 or 4% dividend. that's going to be a recessionproof style ETF, which is a value ETF, which would be something like SCHD or VTV.”

The YouTuber suggests SCHD is suitable for investors seeking growth from secure dividend companies. They highlight its low expense ratio, low volatility (beta of 0.75), and strong historical performance with a 23.6% total CAGR (price + reinvested dividends) over the last 12 months. The fund holds quality companies, many of which are 'dividend aristocrats', ensuring consistent dividend payments and stock price appreciation.

“In my opinion, based on the fund's performance and lower dividend rate, SCHD would probably be a little bit more geared towards those investors looking for solid growth within the dividend scope of quality companies.”

The YouTuber highly recommends SCHD, calling it one of the most popular and best-in-class dividend ETFs due to its focus on companies with a long track record of dividend growth. He notes its low expense ratio, solid dividend yield, and respectable performance across various timeframes, with analysts forecasting over 13% upside.

“Now we'll look at the Schwab us dividend Equity ETF with a symbol SCD and it is probably one of the most popular dividend ETFs available and with good reason it is the Hallmark of the best-in-class dividend paying equities where the managers ensure that only companies with a long track record of dividends and dividend growth can be in the fund.”

The YouTuber recommends SCHD as a core dividend ETF, praising its screening process that focuses on high-quality companies with a 10-year history of consistent dividend payments, strong financials (cash flow to debt, return on expenses), and growth rates. He notes its low expense ratio of 0.06% and robust long-term performance, providing a reliable income stream.

“لتلخيص هذا الصندوق ، إنه صندوق ETF يركز على توزيع الأرباح مع شركات عالية الجودة حيث تتميز بمصروفات منخفضة للغاية وأداء قوي للغاية على المدى الطويل.”

The YouTuber advises buying SCHD, calling it a 'money-making machine' that weathers market storms. He emphasizes buying it when it's low, specifically mentioning prices around $24-25, and notes its historical performance of being up 56% in five years and previously 80% before a crash, suggesting it will always double.

“Especially at $24, you need to get it. At $25, you need to get it. It ain't going to never come back to 15 again. So, you ain't got to worry about that. But when it's low like these levels, then it's when it go up to $50, guess what? You're up 100% on your money.”

The YouTuber advises buying SCHD, a dividend ETF, now because it has recently reached its 52-week low. He believes it's poised to rise to its 'rightful place and price' within the next 6 to 9 months, making it an immediate buying opportunity.

“This one finally came down to its 50 week twoe low. So it is near there now. So in terms of needing something to buy, something that's already ready and served up on a platter for you, it would be this.”

The YouTuber strongly recommends SCHD as a core holding for any portfolio, advising to buy as much as possible if its price drops below $25. He suggests it can be part of a simple, effective portfolio alongside VTI and QQQ.

“You get this. And under $25, you buy as much of it as you can. Okay? You only need three total stocks. You can have SCD, VTI, and QQQ, and you could be good to go.”

The YouTuber recommends buying SCHD, particularly when its price dips, as it is considered a stable dividend ETF that performs well during market corrections. He emphasizes using profits from other trades to invest in SCHD to ensure long-term wealth growth and benefit from its dividend payouts, citing its recent outperformance of the S&P 500.

“All you got to do is buy low when you ever you catch it down knowing that it's going to do right by you in the long run.”

The YouTuber recommends buying SCHD, emphasizing its long-term growth potential and dividend reinvestment strategy. He highlights the upcoming reconstitution on March 21st, which will add new companies, and views any dips as buying opportunities for those with a long-term outlook. He also notes its resilience during turbulent times and its role in building passive income.

“if you get this low and you have a long-term Outlook you can't go wrong.”

The YouTuber recommends buying SCHD, emphasizing the importance of buying low and dollar-cost averaging. He highlights his personal success with the ETF, being up 175% due to a low average cost, and suggests buying on dips or during major pullbacks to build wealth over the long term.

“buy often, buy low and then dollar cost average the rest of the time.”

The YouTuber suggests that while current prices are high, investors can still scoop up a few shares of SD (likely SCHD) through dollar-cost averaging. The ETF has performed well, and the advice is to make smaller, consistent buys rather than starting a large new position at elevated levels.

“even though up here I'm not saying go out and buy uh and start a new position at these high levels okay what I am saying is you can scoop up a couple shares at these levels okay that's what dollar cost averaging is either a set amount or just a smaller buy consistently in these plays”

The YouTuber recommends SCHD as a long-term dividend and income play, suggesting it's a good place to park profits from other trades. He notes his strategy of adding to it on dips and dollar-cost averaging, especially as it's currently near 52-week highs.

“again guys if you can add this to anything you're doing in terms of investing especially longterm this is one you want to have as positive fold okay and especially guys on your journey once you knock plays like we did Eli Lily ticker symbol l l y or paler you need a place to park the money guys if I can't help you do anything else I can at least give you a recommendation for a place to park the money that will be SD guys”

The YouTuber recommends SCHD as part of a three-fund portfolio for its dividend yield and exposure to quality dividend-paying companies. He highlights its diversification across sectors like Industrials, Financials, and Healthcare, and its holdings in 'dividend kings' and 'aristocrats' like AbbVie, Amgen, and Verizon, making it suitable for passive income and long-term wealth building.

“Guys these are some of the best dividend paying companies in the market for those of you that's looking for that yield or those of you that are looking for passive income on the journey so you're investing in quality you're investing in something safe but then you're also getting that nice dividend every single quarter.”

The YouTuber strongly recommends buying SCHD at $70 and below, urging viewers to dollar-cost average and accumulate shares, aiming for 100 to 1000 shares. He implies long-term benefits, stating "you will thank me later in life."

“We love this at $70 and below I can't not call this out at these levels guys please do me a favor please add this please buy this please dollar cost average into this please work to get your 100 shares of this and route to your thousand shares because you will thank me later in life okay”

The YouTuber recommends buying the Schwab US Equity Dividend ETF (SCHD) if it drops further, ideally to $64 or $62. He notes it holds top dividend-paying companies and, despite recent volatility, offers a great return and dividend payout, with an expectation to return to $74.

“you want to let it come down a little bit further maybe say $64 $62”

The YouTuber strongly recommends accumulating shares of SCHD, especially when it is trading below $69 or $70. He emphasizes that this is a long-term dividend play for building wealth, suggesting investors buy it now during a potentially weaker market so it can perform well in a bull market. The strategy involves consistent accumulation towards a goal of 1,000 shares.

“This ETF is sitting at 68 so if I like it under 69 and 70 I got to love it at 68 and I'm calling this to your attention because this is one you need to make sure you are accumulating shares of in route to your first 1,000 shares of this guys check this one out this one came down as low to start the day at at 6888 before bouncing a lot of stuff bounced today with the treasury years pulling back it end up making its way to a high of day of 6944 so that's let me know that $70 is operating as resistance okay and then this one rejected off of that $70 level and came all the way down here to 6876 before closing out and sitting in after hours at 68.85 guys buy this now in a bull market so that when a bare Market come back around this takes off but you did the work when it wasn't sexy to do so okay that's how you invest that's how you build wealth you got to go against the grain you got to do what others are unwilling to do that means buy your dividend plays buy your passive income plays buy your long-term plays and be consistent with it okay”

The YouTuber recommends buying 'SD' (likely SCHD) for October, especially when it's under $70, noting $68 as a strong bounce level. He highlights it as an income-generating ETF with quality companies, suitable for passive income and as a stable portfolio component, suggesting accumulation of shares on any rejection from the $70 level.

“SD is what I want you guys to lock in on okay sitting here didn't stay there long $68 boom it bounced off that level 6850 and then guys made its way all the way back to 69 and then $69.95 $70”

The YouTuber recommends buying SCHD when its price is at or below $70, noting that it was trading around $69 on the day of the video. He emphasizes accumulating shares at these lower levels to benefit from the dividend and the principle of 'buy low,' as the ETF typically trades higher, around $74.

“What did I say we only buy this at seventy dollars and Below guys these are the areas you want to accumulate check this one out it had the nerve to be down here at 69 today you know we went crazy I told you I back up the Brinks truck when these stocks come to my buy zones why because this stock is normally sitting up here at 74 dollars okay but because it's now at 69 that's what I want to see Buy Low that's the name of the game okay buy low as well as accumulate the dividend and guys you can't beat that okay”

The YouTuber is consistently buying SCHD daily through dollar-cost averaging, including a $5,000 purchase on the day of the video. He views it as a way to build wealth and protect profits made from other investments, parking money in this ETF.

“I also bought five thousand dollars worth of this as well on top of continuing to buy this every single day from a dollar cost averaging standpoint”

The YouTuber advises accumulating SCHD, especially when it dips below $73.11. He emphasizes dollar-cost averaging into the ETF during market pullbacks, viewing September's historical volatility as a buying opportunity for long-term investment.

“I still love this 70 and Below but you can buy smaller increments smaller amounts at these levels or below look at this on the day it was down here more towards 7311 73 flat that's a great level two dollar cost average into this.”